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Check Availability Lawrence Library / Main Collection: HD7287.82 .U6 H664 2014Library Info

Title LinkHomeownership built to last : balancing access, affordability, and risk after the housing crisis / Eric S. Belsky, Christopher E. Herbert, Jennifer H. Molinsky, editors.
Distribution Cambridge, Massachusetts : Joint Center for Housing Studies, Harvard University ; Washington, D.C. : Brookings Institution Press, [2014]
Description viii, 487 pages :  illustrations ;  23 cm.
Type of Material Book
Bibliography Note Includes bibliographical references and index.
Contents Contents: Introduction: balancing access, affordability, and risk after the housing crisis / Jennifer H. Molinsky, Eric S. Belsky, and Christopher E. Herbert -- Making the case for homeownership as a policy goal : has the experience of the housing bust changed the calculus? -- Homeownership, wealth, and the production of racialized space / John A. Powell and Kaloma Cardwell -- Is homeownership still an effective means of building wealth for low-income and minority households? / Christopher E. Herbert, Daniel T. McCue, and Rocio Sanchez-Moyano -- Reexamining the social benefits of homeownership after the foreclosure crisis / William M. Rohe and Mark Lindblad -- Supporting the home-buying process : understanding consumer preferences and designing homebuyer programs -- To buy or not to buy? : understanding tenure preferences and the decisionmaking processes of lower-income households / Carolina Reid -- Developing effective subsidy mechanisms for low-income homeownership / J. Michael Collins -- 
Contents: Filling the void between homeownership and rental housing : a case for expanding the use of shared equity homeownership / Jeffrey Lubell -- Balancing affordability, access, and risk -- Underwriting standards, loan products, and performance : what have we learned? / Marsha J. Courchane, Leonard C. Kiefer, and Peter M. Zorn -- Access and sustainability for first-time homebuyers : the evolving role of state housing finance agencies / Stephanie Moulton and Roberto G. Quercia -- Mortgage default option mispricing and borrower cost procyclicality / Andrew Davidson, Alex Levin, and Susan Wachter -- The government’s role in the evolving mortgage market -- Rethinking duty to serve in housing finance / Adam J. Levitin and Janneke H. Ratcliffe -- Dual mortgage markets : what role has the government played and how likely will one emerge in the future? / Raphael W. Bostic -- The role of mortgage finance in financial (in)stability / Mark Calabria -- Sustaining homeownership -- 
Contents: Engaging distressed homeowners / Mark Cole -- The home mortgage foreclosure crisis : lessons learned / Patricia A. McCoy -- Contributors -- Index.
Subject LinkHome ownership -- United States.
LinkHome ownership -- Government policy -- United States.
LinkMortgage loans -- United States.
LinkHousing -- United States -- Finance.
Add.Author LinkBelsky, Eric S., editor.
LinkHerbert, Christopher E. (Christopher Edward), editor.
LinkMolinsky, Jennifer H., editor.
Add.Author LinkHarvard University. Joint Center for Housing Studies.

System Number 000681937
ISBN Link9780815725640 (pbk. : alk. paper)
Link0815725647 (pbk. : alk. paper)

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